Medical Insurance

 

Medical  Insurance

 

HealthSelect of Texas (HealthSelect) offers, through Blue Cross/Blue Shield, networks of health care providers, including primary care physicians, specialists, other health care professionals, and hospitals. By using   network providers, you receive treatment for a minimum co-payment amount or at the network level. If you elect not to receive services through a participating doctor or medical facility, your treatment is still covered but is subject to a deductible and at a lower percent payable by Blue Cross/Blue Shield. You may select a different primary care physician for you and for each of your covered dependents. 

All payments made by Blue Cross/Blue Shield of Texas at the In-area non-network and the Out-of-area level of benefits are based on reasonable and customary charges.  HealthSelect cannot guarantee that primary care physicians will continue participation. If your primary care physician stops participating in HealthSelect, you must select another participating primary care physician to ensure that you receive network benefits.


ERS Website

ERS Online Benefits Enrollment Website

 

 
   
 

  

VALUE-ADDED DISCOUNT PROGRAMS: Offered by Blue Cross/Blue Shield of Texas HealthSelect to participants and their covered dependents, these programs offer access to discounts on a variety of alternative and complementary health care services and products at no extra cost:

  1. Vision – Davis Eyewear Discount Program
    Under the Davis Vision discount program, you and your covered dependents have access to discounts on eye exams and savings of up to 45 percent on the purchase of eyewear, including lenses, frames and permanent contact lenses. Call Davis Vision toll-free at 800-283-9374.
  2. Hearing – Tru-Hearing Aid Discount Program
    The Tru-Hearing discount program offers discounts on digital hearing aids, a hearing screening, hearing instrument fitting and related services through Tru-Hearing network of contracted providers. This program is available to you, your spouse, children, parents, and grandparents, even if they are not covered under your HealthSelect coverage. Please note that the ID card holder must accompany the family member to the Tru-Hearing provider and present their health ID card for the discount to apply. Call Tru-Hearing toll-free at 877-882-2020 for more information.
  3. Complementary Alternative Medicine
    Complementary Alternative Medicine (CAM) includes a variety of therapies that may help to increase wellness, prevent illness, and address existing symptoms and conditions. You will be eligible to receive up to 30 percent off standard fees through a network of more than 35,000 practitioners, spas, wellness, and fitness centers. Download flyer about Complementary Alternative Medicine.

  CAM covers the following goods and services

  • Massage & bodywork
  • Acupuncture
  • Nutritional counseling
  • Exercise & movement (including yoga, Pilates, Tai Chi & personal trainers)
  • Mind & body therapies
  • Fitness centers & more...
  • Vitamins... and more...

For additional details, please visit: BCBSTX or call BCBSTX Customer Service at 800-252-8039.  Neither BCBSTX nor ERS guarantee the length of time that a specific value-added product will be offered in the future.